Zakaria, Yoselin Klen Elia, School of Business and Economics, Universitas Prasetiya Mulya
Zefanya, Erlynne Anthony, School of Business and Economic, Universitas Prasetiya Mulya, BSD City Kavling Edutown I.1, Jl. BSD Raya Utama, BSD City, Tangerang, 15339, Indonesia
Zultilisna, Djusnimar, Fakultas Ekonomi dan Bisnis, Universitas Telkom Jl. Telekomunikasi No.1, Terusan, Kec. Buahbatu, Bandung, Jawa Barat 40257

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